smile
&pay

The world's only mass-market bio-acquiring system based on a 2D camera
the technology
Smile&Pay — is a cutting-edge payment technology that uses facial biometrics to purchase goods and services
Biometric system based
on a 2D camera
QR
Biometrics
Card
Conversion
>98%
Average transaction time
<5 sec.
who is it for?
Digital government services, replacement of citizen identity cards
Banks with mature acquiring network
Mass service organizations
Payment speed
Independence from Apple/Google pay, Visa and Mastercard
Cash
180 sec.
Card
10 sec.
Pay apps
12 sec.
QR
12 sec.
Biometrics
<5 sec.
benefits
Government
  • Boost in Non-Cash Payments
  • Reduced fraud risk
  • Efficient public services
Business
  • Increased Transaction Volume (5-10%)
  • Cost Efficiency — save $0.50–$1 per card
  • Gatekeeping: 18+ Products & Citizen Services
People
  • No need for card, phone or hard cash
  • Transaction under 6 seconds
  • Luxury, convenience and innovation
implementation model
6-18 months from the start to the first transaction
0
Conclusion
of preliminary
analysis
contract
1
Preliminary analysis ~3 months
  • architecture development
  • requirements generation
  • infrastructure analysis
+ conclusion of contract
6-18 months from the start to the first transaction
2
Integration 3-6 months
  • integration module development
  • testing
  • acceptance testing and deployment
3
Service ∞ months
  • monitoring
  • guaranteed service
  • new features development

smile
&pay

The world's only mass-market bio-acquiring system based on a 2D camera
This proposal is for informational purposes only. Final terms and conditions – including timelines, scope, and cost – will be defined upon clarification of project details.